This is not a rare glitch—it's the everyday grind of India's neobanking experiment, where flashy apps are masking shaky foundations. Users like Rohan chase convenience, only to crash into reality: these aren't real banks. They're tech wrappers around old-school lenders, and when the wrapper tears, your money's exposed.

Recent discussions, like a certain viral piece floating around, have stirred debate by suggesting a ₹70 lakh annual salary in India’s metro cities barely sustains a middle-class lifestyle. For TheBrink’s readers, we cut through the noise with a data-driven exposé, revealing the real financial dynamics of urban India’s high earners.